REAL ESTATE - MORTGAGES - INVESTMENTS MIAMI & MIAMI BEACH

CLASSES ON REAL ESTATE FINANCIAL TOOLS PAGE 3

classes on BASIC  - KNWOLEDGE  on real estates -  CLASES sobre bienes raices  FOR YOUR REAL ESTATE CLASSES CLICK ON THE LINk BELOW - OPRIMA LA LINEA DE ABAJO  IN ENGLISH  EN ESPAÑOL

SIMPLE PRE-QUA FOR A 100% COMBO 80%-20%  Pre-qualification presentation of a plan 100% Mortgage sold as an 80% First + a 2nd of 20% Sold for some good customers with good Credir Record Scores in the FULL DOCUMENTATION or in the STATED INCOME programs.

PRE-QUALIFICATION FOR A 100% COMBO 80%-20% vr PICK A PAYMENT OPTION ARM Comparing the the PRE-QUALIFICTION scenario of a 100% the split 80%+20% plan previously seen with a PICK A PAYMENT OPTION ARM in different configurations.

A-PRESENTATION OF A GOOD FAITH PUR B-PRESENTATION OF A GOOD FAITH RIFI This is a GOOD FAITH ESTIMATE of the expenses incurred when you purchase a NEW MORTGAGE or when you do REFINANCING.

SIMPLE PRE-QUALIFICATION  This is the basic tool we are to use to PRE-QUALIFY a prospect PURCHASER of a new MORTGAGE or when REFINANCING the old MORTGAGE.  See and use the variables implied in it.

LOOKING TO A SAMPLE OF GOOD FAITH  This is a sample of a GOOD FAITH ESTIMATE of the expenses incurred when you purchase a NEW MORTGAGE or when you do REFINANCING, with some already set - fixed by a Title Company - closing cost.

SELLERS NET SALES SHEET This Sheet will give you all the expenses to be incurred by a SELLER or SELLERS at the time of CLOSING the deal

VERSION OF A PICK A PAYMENT OPTION ARM PLAN This is a version of the famous OPTION ARM PLAN also known as U-PICK-A-PAYMENT, which starts with a very low INTERESTrate and remains low for the next 5-7 years. Good for people with a lot of EQUITY in their HOMES.

CREDIT RECORD SCORES vr LOAN PROGRAM PLANS This page will give the different scenarios you can find accordingly to the Credit History of your PROSPECT.  See the record scores needed for a lot of different programs.

OTHER LOAN PROGRAMS VARIOUS Here in this pages you wil find a series of LOAN PROGRAMS which you can offer accordingly to your PROSPECT's qualifications.

CLICK HERE TO USE A REGULAR "MATH" CALCULATOR This is a regular MATHEMATICAL calculator. Great little tool, and very practical for the basic funtions.

ASK YOUR LOAN OFFICER TO WRITE YOU ONE.  HE KNOWS WHAT TO ASK YOU FOR AND WHAT TO WRITE IN IT.

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TO BUY OR TO RENT? CLICK HERE TO ANSWER THAT QUESTION OR   E-MAIL : hasaenz777@yahoo.com

SHOULD I BUY OR RENT? ASK ME IF YOU CAN E-MAIL ME CLICK HERE

TO READ FANNIE MAE GOV. FILES YOU  NEED TO DOWNLOAD ACROBAT READER 7.0    IN ENGLISH   OR  ESPAÑOL

BAJAR ACROBAT READER 7.0 LO NECESITARA.    IN ENGLISH      OR  ESPAÑOL

PARA ENTENDER LAS PALABRAS USADAS MEJOR  GLOSSARY  & GLOSARIO

FIND OUT HOW MUCH OF A HOME YOU CAN BUY   Go and press the lines below to use our mortgage calculators...    YOUR NEW HOME PRICE CALCULATOR    WHAT YOU MONTHLY PAYMENT WOULD BE...?

QUE PRECIO DE VIVIENDA UD. PUEDE COMPRAR?   Averigue cual seria el precio de la casa que Ud. o Uds. pueden comprar de acuerdo con la suma de su(s) salario(S)Y su(s) historia(s) de credito.  Por favor oprima la siguiente linea...   CALCULE  EL PRECIO DE SU NUEVA CASA   QUE MENSUALIDAD UD. PUEDE PAGAR POR SU  VIVIENDA UD. ?  VER LOS INTERESES DE HOY!

GET THE INTEREST % RATES FOR TODAY  VER LOS % INTERESES DEL DIA DE HOY